ESTD PERPUSTAKAAN UNTAD
ESTD PERPUSTAKAAN UNTAD
| JudulPERAN LITERASI KEUANGAN DALAM MENINGKATKAN KEMANDIRIAN FINANSIAL PADA GENERASI MILENIAL DI ERA DIGITAL |
| Nama: NI MADE FEBIASTINI |
| Tahun: 2025 |
| Abstrak This study aims to analyze the influence of financial literacy on the financial independence of the millennial generation in the digital era. A descriptive quantitative approach was applied, with primary data collected through questionnaires distributed to 50 employees of BPJS Kesehatan KC Palu. Using SPSS V.30.0, statistical analysis evaluated the validity, reliability, respondent characteristics, classical assumptions, and variable correlations. The findings show that financial independence is positively and significantly influenced by General Financial Knowledge, Savings and Loans, Insurance, and Investment both partially and simultaneously. Financial literacy, including the ability to manage finances, understand risks, and make sensible decisions, is a key foundation for achieving financial independence. This study is limited by the small number of BPJS Kesehatan KC Palu employees as respondents. |