ESTD PERPUSTAKAAN UNTAD
ESTD PERPUSTAKAAN UNTAD
| JudulPENGARUH MODAL SENDIRI DAN KREDIT USAHA RAKYAT TERHADAP PENDAPATAN USAHA MIKRO, KECIL, MENENGAH DI KECAMATAN SINDUE KABUPATEN DONGGALA |
| Nama: AYUNI |
| Tahun: 2025 |
| Abstrak Purpose: This study seeks to investigate the impact of personal capital and People's Business Credit on the revenue of Micro, Small, and Medium Enterprises (MSMEs) in Sindue District, Donggala Regency. Methodology/approach: This study used a verification technique using quantitative methodologies. MSMEs operating in the Sindue District's grocery stall sector were the focus of the study. Both primary and secondary data were used in this investigation. Purposive sampling was used to choose a sample of 110 responders. The data was assessed using multiple linear regression analysis. Results/findings: The findings showed that the revenue of MSMEs in Sindue District, Donggala Regency, was favorably and considerably impacted by Own Capital and People's Business Credit. The coefficient for KUR was 39.8%, while the value for own capital was 52.4%. According to the coefficient of determination, own capital and People's Business Credit accounted for 76.9% of the variation in MSMEs' revenue, while other factors not included in this study accounted for 23.1%.. Limitations: The MSMEs in Sindue District, Donggala Regency, were the exclusive focus of this study. To give more thorough information on the factors influencing business income, future study could think about increasing the sample size and adding new variables, such pricing tactics and financial management. Contribution: This study's findings are anticipated to assist the government and financial institutions enhance targeted financing policies and aid MSMEs in their financial decision-making. |